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Each of our cards is designed for individual lifestyles. Elan offers several competitive rates and value alternatives based on your needs.
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| Earn $30,000/year minimum annual household income, want to earn travel rewards for any airline, any time. |
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Introductory rate is 0%* for purchases and balance transfers. Thereafter Prime + 9.99% for purchases, Prime + 9.99% for balance transfers, and Prime + 14.99% for cash advances
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Variable 13.99% for purchases and balance transfers, 19.99% for cash advances (or minimum 19.99%). Fixed 23.99% for purchases and cash advances in event of repeated delinquencies
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| $55 annually |
| None |
| APR as of 09/2004 . Minimum finance charge is $2.00. Account Management Fee of $2.50 per month for voluntarily closed accounts with a balance. Late fee $29 to $38. Over-the-limit fee $35. Balance transfer, convenience check fees: 3%, $5 minimum. Cash advance fee: 4%, $5 minimum. Cash equivalent fee: 4%, $10 minimum. *Introductory rate is good on purchases for first six months on new accounts only. |
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| Earn $12,000/year minimum annual household income, pay off all or most of your balance each month, want to earn cash rebate on purchases. |
Earn $30,000/year minimum annual household income, want the privilege of a Platinum Card with no annual membership fee, pay off all or most of your balance each month, and want to earn cash rebate on purchases. |
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Introductory rate is 0%* for purchases and balance transfers. Thereafter Prime + 11.99% for purchases, Prime + 11.99% for balance transfers, and Prime + 14.99% for cash advances
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Introductory rate is 0%* for purchases and balance transfers. Thereafter Prime + 9.99% for purchases, Prime + 9.99% for balance transfers, and Prime + 14.99% for cash advances
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Variable 15.99% for purchases and balance transfers, 19.99% for cash advances (or minimum 19.99%). Fixed 23.99% for purchases and cash advances in event of repeated delinquencies
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Variable 13.99% for purchases and balance transfers, 19.99% for cash advances (or minimum 19.99%). Fixed 23.99% for purchases and cash advances in event of repeated delinquencies
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| $0 with one purchase annually. Otherwise $20. |
$0 with one purchase annually. Otherwise $40. |
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APR as of 09/2004 . Minimum finance charge is $2.00. Account Management Fee of $2.50 per month for voluntarily closed accounts with a balance. Late fee $29 - $38. Over-the-limit fee $35. Balance transfer, convenience check fees: 3%, $5 minimum. Cash advance fee: 4%, $5 minimum. Cash equivalent fee: 4%, $10 minimum. *Introductory rate is good on purchases for first six months on new accounts only.
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| Make at least one purchase per year. |
Earn $30,000/year minimum annual household income, want the privilege of a Platinum with no annual membership fee. |
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Introductory rate is 0%* for purchases and balance transfers. Thereafter, Prime + 5.99% to 14.99% for purchases, Prime + 5.99% to 14.99% for balance transfers, and Prime + 14.99% for cash advances.
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Introductory rate is 0%* for purchases and balance transfers. Thereafter, Prime + 3.99% to 12.99% for purchases, Prime + 3.99% to 12.99% for balance transfers, and Prime + 14.99% for cash advances.
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Variable 9.99% to 18.99% for purchases and balance transfers, 19.99% for cash advances (or minumum 19.99%). Fixed 23.99% for purchases and cash advances in the event of repeated delinquencies.
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Variable 7.99% to 16.99% for purchases and balance transfers, 19.99% for cash advances (or minumum 19.99%). Fixed 23.99% for purchases and cash advances in the event of repeated delinquencies.
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| $0 with one purchase annually. Otherwise, $20. |
$0 with one purchase annually. Otherwise $40. |
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APR as of 09/2004 . Minimum finance charge is $2.00. Account Management Fee of $2.50 per month for voluntarily closed accounts with a balance. Late fee $29 - $38. Over-the-limit fee $35. Balance transfer, convenience check fees: 3%, $5 minimum. Cash advance fee: 4%, $5 minimum. Cash equivalent fee: 4%, $10 minimum. *Introductory rate is good on purchases for first six months on new accounts only.
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Visa Travel Rewards Program
- One point per net purchase dollar
- Earn travel on any airline, anytime
- 2,500 point enrollment bonus
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N/A |
Prime +9.9% for purchases,
Prime + 10.9% for cash advances |
Prime +3.9%, 7.9% or 9.9% for purchases,
Prime + 10.9% for cash advances |
13.9% for purchases, 14.9% for cash advances.
23.99% for
purchases and cash advances in the event of repeated delinquencies.
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7.9%, 11.9% or 13.9% for purchases, 14.9% for cash advances.
23.99% for
purchases and cash advances in the event of repeated delinquencies.
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| $0 |
No annual fee with one purchase per year. Otherwise $25. |
| $55 annually |
N/A |
| APR as of 09/2004. May be adjusted monthly. Minimum finance charge is $2.00. Cash advance fee: 4% of transaction amount with a $5.00 minimum. Late fee $35. Over-the-limit fee $35. Cash equivalent fee: 4% of transaction amount ($10 minimum). |
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| Have little or no credit history. Co-signer is required. |
| Prime + 5.99% to 14.99% for purchases, Prime + 5.99% to 14.99% for balance transfers, and Prime + 14.99% for cash advances |
| Variable 9.99% to 18.99% for purchases and balance transfers, 19.99% for cash advances (or minimum 19.99%). Fixed 23.99% for purchases and cash advances in event of repeated delinquencies |
| $0 with one purchase annually. Otherwise $20. |
| APR as of 09/2004 . Minimum finance charge is $2.00. Account Management Fee of $2.50 per month for voluntarily closed accounts with a balance. Balance transfer, convenience check fees: 3%, $5 minimum. Cash advance fee: 4%, $5 minimum. Late fee $29 - $38. Over-the-limit fee $35. Cash equivalent fee: 4%, $10 minimum. |
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| Are a college student enrolled in a 2 or 4 year college or university. |
| Prime + 5.99% to 14.99% for purchases, Prime + 5.99% to 14.99% for balance transfers, and Prime + 14.99% for cash advances |
| Variable 9.99 to 18.99% for purchases and balance transfers, 19.99% for cash advances (or minimum 19.99%). Fixed 23.99% for purchases and cash advances in event of repeated delinquencies |
| $0 with one purchase annually. Otherwise $20. |
| APR as of 09/2004. Minimum finance charge is $2.00. Account Management Fee of $2.50 per month for voluntarily closed accounts with a balance. Balance transfer, convenience check fees: 3%, $5 minimum. Cash advance fee: 4%, $5 minimum. Late fee $29 - $38. Over-the-limit fee $35. Cash equivalent fee: 4%, $10 minimum. |
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| Are establishing or reestablishing credit. |
| Prime + 5.99% to 14.99% for purchases, Prime + 5.99% to 14.99% for balance transfers, and Prime + 14.99% for cash advances |
| Variable 9.99 to 18.99% for purchases and balance transfers, 19.99% for cash advances (or minimum 19.99%). Fixed 23.99% for purchases and cash advances in event of repeated delinquencies |
| $35 annually. |
| APR as of 09/2004. Minimum finance charge is $2.00. Secured Account Closing Fee of $25 if your account is closed any time within two years from when the account is first opened. Balance transfer, convenience check fees: 3%, $5 minimum. Cash advance fee: 4%, $5 minimum. Late fee $29 - $38. Over-the-limit fee $35. Cash equivalent fee: 4%, $10 minimum. |
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