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Helps young adults establish a credit rating. No annual fee with one purchase per year.
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Car Rental Discounts
Discounts on car rentals with Hertz, Avis, Alamo and National.
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Worldwide Acceptance/Cash Access
Accepted at more than 22 million locations worldwide. Cash access at over 703,000 ATMs worldwide.
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24 Hour Toll-Free Cardmember Services
Prompt, friendly service available every hour, every day at 1-800-558-3424.
If you need assistance using our website, please call 1-877-334-0460.
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Liability Protection
Cardmember is not liable for purchases made with a lost or stolen card. Replacement cards sent within 48 hours.
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Convenient Calling Card Service
An Elan Visa card can be used as a calling card with no monthly service fee.
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20 to 25-Day Grace Period*
Cardmember can take 20 to 25 days to pay for purchases in full without accruing interest, or they can let the balance revolve to the next month's statement.
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Free Credit Card Checks
Convenient for times when a credit card is not accepted.
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A cosigner is required to open this account. Anyone 16 or older may apply.
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* 5.9% introductory APR effective on purchases for the first 6 months, variable rate thereafter. As of 10/01/03, the undiscounted variable APR for purchases and balance transfers is between 9.99% and 18.99% for the Elan Young Adult Visa Classic Card (depending on your credit history). 19.99% variable APR for cash advances. For the Elan Young Adult Visa Classic Card, no annual membership fee with one purchase per year, otherwise $20. Cash advance fee: 4%, $5 minimum. Balance transfer and convenience check fee: 3%, $5 minimum. Cash equivalent fee: 4%, $10 minimum. Minimum finance charge: $2. There is a fee of $2.50 per month if a voluntarily closed account carries a balance. Fixed 23.99% APR for delinquent balances. Some restrictions apply. Details will be provided when you become a cardmember. See an application for a complete summary of rates, fees, and other cost information.
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Download and print the application. When you have filled out your application, take it to your Financial Institution for processing.
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Click here for product pricing.
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