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Credit Card Services





The Elan Visa®
Classic Card

Special 0%* APR
New Elan cardmembers pay just 0%* APR for the first six months.


Travel Benefits
Discounts on car rentals with Avis, Alamo, Hertz and National.

Acceptance/Cash Access
Accepted at more than 22 million locations worldwide. Cash access at over 703,000 ATMs worldwide.

24 Hour Toll-Free Cardmember Services
Prompt, friendly service available around the clock, every hour, every day, 1-800-558-3424.

If you need assistance using our website, please call 1-877-334-0460.

Liability Protection
Cardmember is not liable for purchases made with a lost or stolen card. Replacement cards sent within 48 hours.

20 to 25-Day Grace Period*
You can take 20 to 25 days to pay for purchases in full without accruing interest, or you can let the balance revolve to the next month's statement.

No Annual Fee Card*
Pay no annual membership fee with just one purchase per year. Otherwise just $20.

Free Convenience Checks
Use your credit card checks for times when a credit card is not accepted.

Free Extra Cards
Cardmember can share benefits of card use with members of their family.

* 0% introductory APR effective on purchases and balance transfers for the first 6 months, variable rate thereafter. As of 10/01/03, the undiscounted variable APR for purchases and balance transfers is between 9.99% and 18.99% for the Elan Visa Classic Card (depending on your credit history). 19.99% variable APR for cash advances. For the Elan Visa Classic Card, no annual membership fee with one purchase per year, otherwise $20. Cash advance fee: 4%, $5 minimum. Balance transfer and convenience check fee: 3%, $5 minimum. Cash equivalent fee: 4%, $10 minimum. Minimum finance charge: $2. There is a fee of $2.50 per month if a voluntarily closed account carries a balance. Fixed 23.99% APR for delinquent balances. Some restrictions apply. Details will be provided when you become a cardmember. See an application for a complete summary of rates, fees, and other cost information.


Click Here To Apply. Download and print the application. When you have filled out your application, take it to your Financial Institution for processing.

Click here for product pricing.




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The creditor, issuer and service provider of the credit card is Elan Financial Services (Issuer).



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