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New Elan cardmembers pay just 0% APR for the first six months.
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With the Elan Cash Rewards Visa Platinum Card, you can earn a cash rebate – up to 1% – on purchases made with your credit card. It's the perfect credit card to use for daily purchases such as buying groceries, gasoline, clothing, or whatever! Earn up to $350 a year.
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Cash Rewards
With the Elan Cash Rewards Visa Card you earn a cash reward on your purchases. Earn up to a 1% cash reward on purchases you already make like groceries, gasoline, clothing, dining.
No Annual Fee
With the Elan Cash Rewards Visa Card there is no annual fee if you use the card at least once a year.
Hassle Free Redemption
With the Elan Cash Rewards Visa Card there are no points to track or redemption levels to reach. Simply use your card and watch your cash reward grow. You don't even need to request a check, we will send your cash reward check once a year after your account anniversary date. What could be easier!
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- Up to $500,000 travel accident insurance for you and your family when you purchase tickets with your Card.
- Higher credit limit.
- Extended Warranty Coverage. Double the manufacturer's warranty (up to one year).**
- Free Collision/Damage Insurance**. You're fully covered when you use your Card to rent a car. Save up to $15 per day.
- Travel Assistance. To replace lost tickets, obtain medical and legal referrals.
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- 24-hour Cardmember Services. 1-800-558-3424. If you have questions we are here for you around the clock, every hour, everyday. And if your card is ever lost or stolen, we'll send replacement cards within 48 hours.
- Car Rental Discounts. On Avis, Hertz, Alamo, or National.
- Cash Fast. Available at over 703,000 ATMs worldwide.
- Purchasing Power. Accepted at 22 million places worldwide.
- 20-25 Day Grace Period. Cardmember can take 20-25 days to pay for purchase in full without accruing interest, or you can let the balance revolve to the next month's statement.
- Free Credit Card Checks. Convenient for the times when a credit card is not accepted.
- Free Extra Cards. Cardmembers can share benefits of card use with members of their family.
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* 0% introductory APR effective on purchases and balance transfers for the first 6 months, variable rate thereafter. As of 09/2004, the undiscounted variable APR for purchases and balance transfers is 15.99% for the Elan Cash Rewards Visa Classic Card and 13.99% for the Elan Cash Rewards Visa Platinum Card. 19.99% variable APR for cash advances. For the Elan Cash Rewards Visa Classic Card, no annual membership fee with one purchase per year, otherwise $20. For the Elan Cash Rewards Visa Platinum Card, no annual membership fee with one purchase per year, otherwise $40. Cash advance fee: 4%, $5 minimum. Balance transfer and convenience check fee: 3%, $5 minimum. Cash equivalent fee: 4%, $10 minimum. Minimum finance charge: $2. There is a fee of $2.50 per month if a voluntarily closed account carries a balance. Fixed 23.99% APR for delinquent balances. Some restrictions apply. Details will be provided when you become a cardmember. See an application for a complete summary of rates, fees, and other cost information.
** Certain conditions and exclusions apply. Details of coverage will be provided when you become a cardmember.
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Download and print the application. When you have filled out your application, take it to your Financial Institution for processing.
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Click here to find out how the Elan Cash Rewards Visa Program works.
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Click here for product pricing.
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